Mortgage professionals are standing by!
859-233-0143
  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
Apply Now

Complete our online secure application.

Get Started

Today's Rates

View today's mortgage rates and APR's.

Search Rates

Mortgage News

Check out the latest in the mortgage industry.

Learn more

KY Home Loans – KY Mortgage Broker

If you need a mortgage loan in Kentucky, Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a mortgage loan in the counties of Madison, Scott, Clark, Jessamine, Anderson, Jefferson or  Fayette that you need, we also cover all counties of KY.

Sun Lending USA offers many KY home loan programs to help you get into the home of your dreams! Ask us about our conventional loan programs, VA, FHA and USDA Rural Housing fixed rate and  adjustable-rate mortgages for home purchase and refinance

KY Mortgage Refinance

Refinancing your mortgage in Kentucky is easy when you have the advantage of an experienced mortgage lender on your side. Sun Lending USA, your premier KY mortgage broker will make sure that when you are ready to refinance your mortgage loan, you're getting the best KY mortgage rate and the best deal possible for your needs. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your individual needs. So whether you're in the counties of Madison, Scott, Clark, Jessamine, Anderson, Jefferson or  Fayette, we can help you get the mortgage refinance that you need, so don't hesitate to get in touch.

We make it EASY to get started. Please click on the button "Apply Online" above and complete the brief form, and we will be glad to help you with all your Kentucky Mortgage needs!
 

Latest from the Blog

Recent Articles

Mar
05
2025
Why Now Is the Time to Apply for a Mortgage
If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC report, all thanks to falling interest rates. What does that mean for you? It means the...
Feb
26
2025
Mortgage Rates Hit 4-Month Lows: What This Means for You
Great news for homebuyers and homeowners—mortgage rates have dropped to their lowest levels in four months. As of February 25, 2025, the average 30-year fixed mortgage rate is now at 6.80%, down 0.22% over the past four business days. This presents an opportunity for both buyers and...
Feb
19
2025
Buying vs. Renting in 2025: Why Homeownership Still Wins
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant portion of income, homeownership remains the...
Feb
13
2025
Home Prices Are Rising—But That’s a Good Thing!
If you’ve been keeping an eye on the housing market, you may have heard that home prices are still increasing. According to experts, prices grew by 3.4% year-over-year in November 2024, and experts predict another 3.8% increase by November 2025. But don’t worry—this...