Mortgage professionals are standing by!
859-233-0143
  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
Apply Now

Complete our online secure application.

Get Started

Today's Rates

View today's mortgage rates and APR's.

Search Rates

Mortgage News

Check out the latest in the mortgage industry.

Learn more

KY Home Loans – KY Mortgage Broker

If you need a mortgage loan in Kentucky, Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a mortgage loan in the counties of Madison, Scott, Clark, Jessamine, Anderson, Jefferson or  Fayette that you need, we also cover all counties of KY.

Sun Lending USA offers many KY home loan programs to help you get into the home of your dreams! Ask us about our conventional loan programs, VA, FHA and USDA Rural Housing fixed rate and  adjustable-rate mortgages for home purchase and refinance

KY Mortgage Refinance

Refinancing your mortgage in Kentucky is easy when you have the advantage of an experienced mortgage lender on your side. Sun Lending USA, your premier KY mortgage broker will make sure that when you are ready to refinance your mortgage loan, you're getting the best KY mortgage rate and the best deal possible for your needs. Your situation and your mortgage loan are unique to you, so you need a lender that is capable of understanding your individual needs. So whether you're in the counties of Madison, Scott, Clark, Jessamine, Anderson, Jefferson or  Fayette, we can help you get the mortgage refinance that you need, so don't hesitate to get in touch.

We make it EASY to get started. Please click on the button "Apply Online" above and complete the brief form, and we will be glad to help you with all your Kentucky Mortgage needs!
 

Latest from the Blog

Recent Articles

Dec
18
2025
Inflation Cools in November — What It Means for Mortgage Rates
New inflation data shows that price growth cooled in November after reaching its highest level of the year in September. That’s encouraging news for consumers, but it doesn’t mean mortgage rates are about to drop quickly. According to the Consumer Price Index (CPI),...
Dec
10
2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...
Dec
06
2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
Dec
01
2025
Stronger Data Last Week Caused a Slight Rate Bump
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...